The Foster Company · Commercial Finance & Real Estate
Financing Solutions for Business Acquisitions, Commercial Real Estate, and Growth
The Foster Company helps business owners, acquisition buyers, investors, operators, and referral partners evaluate, structure, and navigate commercial financing and real estate opportunities—from initial review through closing coordination.
- Business Acquisitions
- Commercial Real Estate
- Business Financing
- Working Capital & Equipment
Start with your objective
What are you looking to accomplish?
Choose the path that best fits the opportunity. Each route connects to focused information and a streamlined submission experience.
- 01
Buy a Business
Evaluate financing for established-business acquisitions by considering the business, buyer, cash flow, equity, seller participation, and post-closing needs.
Explore Acquisition Financing - 02
Grow or Refinance a Business
Evaluate capital for expansion, refinancing, liquidity, ownership changes, equipment, and ongoing operating needs.
Explore Business Financing - 03
Purchase or Refinance Commercial Real Estate
Review financing paths for owner-user and investment commercial real estate acquisitions, refinances, and repositioning opportunities.
Explore CRE Financing - 04
Submit an Opportunity for a Client
Give your client or referral a structured starting point for sharing the opportunity and identifying the most practical next step.
Submit for a Client
Experience & Reach
Proven Experience Nationwide Reach.
More than two decades of California-licensed commercial real estate experience applied to financing and transaction opportunities nationwide.
20+ Years
California-Licensed Commercial Real Estate Experience
$350M+
Commercial Real Estate Transactions Facilitated
50 States
Nationwide Reach Across All 50 States
Financing Solutions
Capital Structured for What Comes Next
The appropriate financing should do more than complete a transaction—it should support what comes next. The Foster Company considers the business, transaction, property, capital needs, timing, and long-term objectives to help identify a practical financing path.
01Business Financing
Business Financing
Capital for the Next Move
Evaluate capital for expansion, refinancing, liquidity, ownership transitions, equipment, and ongoing operating needs.
- Growth
- Refinance
- Ownership
02Business Acquisitions
Business Acquisition Financing
Structure the Deal. Build What's Next.
Evaluate financing for an established-business acquisition by considering the business, buyer, cash flow, equity, seller participation, working capital, and transaction timing.
- SBA
- Buyer Equity
- Seller Participation
03Commercial Real Estate
Commercial Real Estate Financing
Finance the Property. Advance the Strategy.
Evaluate owner-user and investment commercial real estate acquisitions, refinances, construction, and repositioning.
- Owner-User
- Investment
- Refinance
04Working Capital & Equipment
Working Capital & Equipment Financing
Put Capital to Work Where It Matters
Evaluate capital for working cash flow, equipment, inventory, payroll, fleet, technology, seasonal needs, and time-sensitive operating priorities.
- Liquidity
- Equipment
- Operations
Not sure which path fits your opportunity?
Submit the opportunity once, and our team will review the information provided and help identify the most practical next step.
How the Process Works
From Initial Submission to the Next Right Step
A clear process helps surface the right questions, organize the moving parts, and maintain momentum toward the next milestone.
- 1
Submit the Opportunity
Share the initial business, property, acquisition, financing, or client details.
- 2
Review and Structure
We review the information provided, identify open questions, and consider potential financing paths.
- 3
Source and Coordinate
We identify appropriate financing sources when applicable and coordinate required information and documentation.
- 4
Navigate Toward Closing
We help manage open items, coordinate communication, and maintain momentum toward the next milestone.
Selected Closed Transactions
Proof With Context—Not Numbers Alone
Each transaction story explains the objective, complexity, financing structure, and key considerations without exposing confidential client information.
Business + Real EstateBusiness Acquisition
Industrial Manufacturing Business & Property Acquisition
Ontario, California
$6,400,000 · SBA 7(a) Loan
Acquisition of a 55,000-square-foot industrial manufacturing facility structured with SBA 7(a) financing and a 90% loan-to-value structure.
View Transaction Story
Owner-User AcquisitionCommercial Real Estate
Industrial Facility Acquisition
Ontario, California
$5.2MM · SBA 504 Financing
Owner-user acquisition of an industrial facility structured with SBA 504 financing to support long-term occupancy and operating stability.
View Transaction Story
RefinanceCapital Strategy
Office Property Refinance
Denver, Colorado
$3,400,000 · Conventional Refinance
Refinance of an owner-occupied office property structured to strengthen cash flow and support the ownership's long-term capital strategy.
View Transaction Story
Transaction information is presented only where approved. Certain names, locations, amounts, or identifying details may be withheld to protect client confidentiality.
Chris Foster
Founder & Principal
Founder & Commercial Real Estate Broker
Experience That Sees the Whole Opportunity
Chris Foster founded The Foster Company around a clear conviction: financing should be structured for the opportunity ahead—not forced into a predetermined product.
His approach brings the business, property, financing, liquidity, ownership, cash flow, timing, and long-term strategy into one view. That opportunity-first perspective helps business owners, acquisition buyers, investors, operators, and referral partners make clearer decisions and navigate complex transactions from initial review through closing coordination.
Chris Foster
Founder & Principal, The Foster Company
California Real Estate Broker · DRE #01406083
Insights
Clarity for the Decisions Ahead
Capital decisions, real estate opportunities, and transaction structures are increasingly complex. Insights from The Foster Company give business owners, acquisition buyers, investors, operators, brokers, and referral partners practical perspective on the financing, market, and strategic decisions that shape what comes next.
The Foster Brief
The Foster Brief
Capital, Transactions & Commercial Real Estate
A twice-monthly briefing from Chris Foster and The Foster Company covering capital strategy, commercial real estate, business acquisitions, financing structure, transaction lessons, and market signals.
- Acquisition Guide8 Questions Every Business Buyer Should Ask Before an AcquisitionAvoid costly mistakes and build a stronger foundation for long-term success.Read Insight
- Financing GuideSBA 7(a) vs. 504 Loans: Understanding the DifferenceUnderstand the key differences to choose the right financing structure.Read Insight
- Capital StrategyWhy Stronger Cash Flow Creates More Financing OptionsPractical steps to improve cash flow and increase your financing options.Read Insight
Client & Partner Experiences
Measured by More Than the Closing
Every opportunity has a structure, a timeline, and people making important decisions. These perspectives reflect how The Foster Company approaches each relationship—with clear thinking, responsive communication, and steady coordination throughout the process.
Owner-User Acquisition · Client Experience
How an Owner-User Property Opportunity Came Together
A client shares their perspective on the financing, communication, and coordination involved in an owner-user commercial real estate opportunity.
Commercial Real Estate Business Owner Buyer
First-Time Business Owner Purchases Commercial Property
A first-time buyer shares their perspective on evaluating, financing, and closing on their first commercial property.
Referral Partner Experience
A Referral Partner's Perspective on Working With The Foster Company
A referral partner describes how The Foster Company communicates, coordinates, and keeps a submitted opportunity moving from initial review through closing.
Small Business Buyer
SBA Loan at Work
TireStore Business Owner Purchases First Commercial Property
Frequently Asked Questions
Clear Answers Before the Next Move
Every opportunity is different. These answers explain what The Foster Company does, how we evaluate commercial financing and real estate opportunities, what information helps us begin, and what happens after an opportunity is submitted.
01What does The Foster Company do?
The Foster Company provides commercial finance and real estate solutions that help business owners, acquisition buyers, investors, operators, brokers, and referral partners evaluate, structure, and navigate opportunities. Our work includes business acquisition financing, commercial real estate financing, business growth and refinancing, working capital, equipment financing, and related transaction coordination.
02How does The Foster Company evaluate and structure an opportunity?
We begin with the opportunity—not a predetermined product. Our team reviews the business or property, financial performance, ownership structure, liquidity, collateral, existing obligations, timing, and the client’s objectives. We then identify potential financing paths, organize open items, and coordinate with appropriate lenders, capital sources, and transaction partners when applicable.
03Who can submit an opportunity?
Business owners, buyers, investors, operators, brokers, and referral partners can submit an opportunity for review.
04Does The Foster Company review opportunities nationwide?
Yes. The Foster Company is California-licensed for commercial real estate and maintains nationwide reach across all 50 states.
05What information is needed to get started?
A short summary of the business, transaction, or property, along with the objective, the timing, and any supporting financials already available.
06What happens after I submit an opportunity?
The opportunity is reviewed and structured, potential financing paths are identified, and you receive a clear read on fit and the appropriate next step.
07How long does the financing process take?
Timing depends on the structure and the parties involved. You will have a clear view of the expected milestones after the initial review.
08Does submitting an opportunity guarantee financing or specific terms?
No. A submission begins a review. Any financing and its terms depend on the opportunity, the structure, and third-party approvals.
Already working with The Foster Company? Access the Partner Portal or Client Portal to review updates, complete requested actions, and manage an existing opportunity.
